Credit reporting errors come in many forms including:

  • Accounts that are current, but are reported as past due
  • Old accounts that should have been removed
  • Misreporting account status following bankruptcy
  • Re-aging  accounts – i.e., making a debt look more recent than it really is
  • Including incorrect personal information
  • Closed accounts reported as open
  • Listing debt on your credit report that is more than 7 years old

A lowered credit score can harm you by:

  • Disqualifying you from obtaining a mortgage, or paying absurdly higher interest rates
  • Disqualifying you from purchasing a car, or paying absurdly high interest rates
  • Preventing you from obtaining a job
  • Denial of a rental application
  • Denial of insurance, or paying absurdly high premiums

Frequently Asked Questions:

Bristol Resources:
Bristol Township School District – Bristol Township School District aims to prepare and empower  students to be productive, competitive members in an ever-changing global society. Bristol schools believes a safe and healthy learning environment for all is essential for success.
Bristol Borough Community Action Group (BBCAG) – Bristol Borough Community Action Group is a dependable resource for those in need. The BBCAG has a clear mission: to help any and all with one of life’s most basic necessities – daily meals.