Credit reporting errors come in many forms including:

  • Accounts that are current, but are reported as past due
  • Old accounts that should have been removed
  • Misreporting account status following bankruptcy
  • Re-aging  accounts – i.e., making a debt look more recent than it really is
  • Including incorrect personal information
  • Closed accounts reported as open
  • Listing debt on your credit report that is more than 7 years old

A lowered credit score can harm you by:

  • Disqualifying you from obtaining a mortgage, or paying absurdly higher interest rates
  • Disqualifying you from purchasing a car, or paying absurdly high interest rates
  • Preventing you from obtaining a job
  • Denial of a rental application
  • Denial of insurance, or paying absurdly high premiums

Frequently Asked Questions:

Richboro Resources:
 The Council Rock Education Foundation – The Council Rock Education Foundation is committed to enhancing public education for Council Rock students by supporting innovative education programs that extend beyond the regular school budget.  The Council Rock Education Foundation is a non-profit organization dedicated to funding innovative educational experiences that enrich the excellent quality of a Council Rock education while bringing the community together in support of our school district.
Free Library of Northampton – The Free Library of Northampton Township is a full-service library with over 120,000 print and non-print items including books, magazine, books on CD, electronic books, DVDs and Blu-ray movies, music CDs, and video games. The library offers a full range of programs for everyone.