Credit reporting errors come in many forms including:

  • Accounts that are current, but are reported as past due
  • Old accounts that should have been removed
  • Misreporting account status following bankruptcy
  • Re-aging  accounts – i.e., making a debt look more recent than it really is
  • Including incorrect personal information
  • Closed accounts reported as open
  • Listing debt on your credit report that is more than 7 years old

A lowered credit score can harm you by:

  • Disqualifying you from obtaining a mortgage, or paying absurdly higher interest rates
  • Disqualifying you from purchasing a car, or paying absurdly high interest rates
  • Preventing you from obtaining a job
  • Denial of a rental application
  • Denial of insurance, or paying absurdly high premiums

Frequently Asked Questions:

Southampton Resources: 
Upper Southampton Township Police Department – The Upper Southampton Township Police Department enhances the quality of life in the township by providing the highest level of police services through a partnership with the community.  The Upper Southampton Township Police Department works to achieve our mission and the degree of our success depends upon our values. Values are statements of the standards and beliefs that are the most important to the employees of the department and our community in achieving our mission.
Southampton Free Library -The Southampton Free Library offers free and equal access to all forms of resources providing information, education, enjoyment and personal enrichment. The Southampton Free Library is dedicated to providing a learning center that empowers the community to be lifelong learners.