You may have read (or watched) The Lord of the Rings. If so, then I think you’ll understand this analogy:
Background checks are a routine part of an employer’s hiring decision. Background checks can include information about an individual’s: work
A “time barred debt” is a debt that was not paid which a creditor can no longer pursue in court
Although consumers understand that negative information on credit reports – such as an account placed for collections – generally “ages
The Fair Debt Collection Practices Act (“FDCPA”) protects consumers against the harassing and oppressive actions of a debt collector. A
The Fair Debt Collections Practices Act, U.S.C. § 1692 et seq. (the “FDCPA”) regulates the actions that a debt collector
Credit reports contain personal and sensitive information. This fact is not only understood as a matter of common sense but
There are only a limited number of circumstances under which a credit pull (or inquiry) can be conducted under the
Only under certain circumstances can a business obtain the credit report of an individual. When a business obtains the credit
Millions of people around the world use their cell phones to accomplish everything they would on a computer and more.
Consumer information is personal and sensitive. The Fair Credit Reporting Act (“FCRA”) provides consumers with rights that must be respected
Credit reports are an important tool that credit lenders use to determine if a person is creditworthy. When inaccurate or
Millions of residents across the United States are prospective renters who will be subject to a request for a background
Consumers are entitled to a free credit report each year that is generated by the three main credit reporting bureaus.
The Fair Credit Reporting Act (“FCRA”) regulates how credit reporting agencies obtain and use your credit and consumer history. Credit
Given advances in technology, it is become common place for many consent forms and disclosures to be provided and signed