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News Feed

How to Deal With Debt Collector Harassment

November 1, 2021 by Richard Kim to Fair Debt Collection Practices Act

These days, it seems like our phones are constantly ringing—and it’s not our family and friends calling to check in… Read More

Credit Scores: What Are They and Where Do They Come From?

September 24, 2021 by Richard Kim to Fair Credit Reporting Act

You may have read (or watched) The Lord of the Rings. If so, then I think you’ll understand this analogy:… Read More

First Advantage Background Services Included False Criminal History in a Background Check Report

April 24, 2020 by Richard Kim to Background Checks

Background checks are a routine part of an employer’s hiring decision.  Background checks can include information about an individual’s: work… Read More

LVNV’s Collection Attempt on a Time Barred Debt was a Violation of the FDCPA.

April 17, 2020 by Richard Kim to Fair Debt Collection Practices Act

A “time barred debt” is a debt that was not paid which a creditor can no longer pursue in court… Read More

How Long Does a Collection Account Stay on a Credit Report?

April 10, 2020 by Richard Kim to Fair Credit Reporting Act, Fair Debt Collection Practices Act

Although consumers understand that negative information on credit reports – such as an account placed for collections – generally “ages… Read More

Debt Buyers Who Outsource Debt Collection Activities Cannot Sidestep the FDCPA

April 3, 2020 by Richard Kim to Fair Debt Collection Practices Act

The Fair Debt Collection Practices Act (“FDCPA”) protects consumers against the harassing and oppressive actions of a debt collector.  A… Read More

The Supreme Court Has Opened the Door for Extending the Statute of Limitations for FDCPA Claims

March 27, 2020 by Richard Kim to Fair Debt Collection Practices Act

The Fair Debt Collections Practices Act, U.S.C. § 1692 et seq. (the “FDCPA”) regulates the actions that a debt collector… Read More

Capital One Conducted Credit Inquires and Obtained Credit Reports without Permission

March 20, 2020 by Richard Kim to Fair Credit Reporting Act

Credit reports contain personal and sensitive information.  This fact is not only understood as a matter of common sense but… Read More

The California Consumer Privacy Act

March 13, 2020 by Richard Kim to California Consumer Privacy Act

On January 1, 2020, the California Consumer Privacy Act (“CCPA”) went into effect.  The CCPA allows California residents to obtain… Read More

Credit Reporting Bill Passes House

March 6, 2020 by Richard Kim to Fair Credit Reporting Act

Senate Bill 1581 was introduced to amend the Fair Credit Reporting Act (“FCRA”).  This Bill was recently passed by the… Read More

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Client Endorsements

  • Amazingly wonderful, kind and capable

    Azanda

    My husband and I were being sued by an incredibly unscrupulous company. My husband was dealing with a life threatening illness... My husband and I were being sued by an incredibly unscrupulous company. My husband was dealing with a life threatening illness and had to have surgery to prolong his life. After botched representation from a lawyer who was an acquaintance and my ignorance of court proceedings which upset the judge (rightfully so) Rich came in, worked over the holidays and saved me from these predators. He won our case and a judgement in our favor.

    He saved my marriage, gave my husband time to heal, and unraveled a mess that could've destroyed our life.

    He exemplifies "due diligence". I will consider him a friend for for life. His exemplary work ethics and professionalism are above reproach. Makes me emotional. Thank you Richard Kim. The world needs more attorneys of your character!!!
    Read More

  • 5 stars!

    a client

    Mr. Kim did everything I could have asked for. He was responsive, quick, perceptive, and displayed keen judgment and perspective... Mr. Kim did everything I could have asked for. He was responsive, quick, perceptive, and displayed keen judgment and perspective. He was also friendly and genuinely caring and concerned. I felt that he was right there with me from the get-go. Mr. Kim's delivery of his legal services was exemplary. With service like his, I expect that Mr. Kim will soon have more clients than he has time in the day. That would be bad for me, but I feel that others should have the chance to benefit from his professional skills. Mr. Kim told me that he values relationships with his clients, and he demonstrated this clearly in our work together. Read More

  • Rich Kim is great!

    Jake F.

    He really helped me and my family. The best of the best! Give him a try you will not be disappointed!

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