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News Feed

Comcast Still Pulled Consumer Credit Reports Even though it Said it Would Not

February 14, 2020 by Richard Kim to Fair Credit Reporting Act

Only under certain circumstances can a business obtain the credit report of an individual.  When a business obtains the credit… Read More

Lenders are Looking to Phone Data to Check Consumer Creditworthiness – Does This Violate the FCRA?

July 11, 2017 by Richard Kim to Fair Credit Reporting Act

Millions of people around the world use their cell phones to accomplish everything they would on a computer and more…. Read More

Disclosure of Your Credit Information Under the FCRA – Understanding Your Rights

June 27, 2017 by Richard Kim to Fair Credit Reporting Act

Consumer information is personal and sensitive. The Fair Credit Reporting Act (“FCRA”) provides consumers with rights that must be respected… Read More

How Long Does Adverse Information Remain on My Credit Report?

June 13, 2017 by Richard Kim to Fair Credit Reporting Act

Credit reports are an important tool that credit lenders use to determine if a person is creditworthy. When inaccurate or… Read More

Tenant Background Checks – What You Should Know About FCRA Requirements

May 30, 2017 by Richard Kim to Background Checks, Fair Credit Reporting Act

Millions of residents across the United States are prospective renters who will be subject to a request for a background… Read More

The FCRA and Your Free Credit Reports – What You Should Know as a Consumer

May 16, 2017 by Richard Kim to Fair Credit Reporting Act

Consumers are entitled to a free credit report each year that is generated by the three main credit reporting bureaus…. Read More

Understanding the Difference Between a Credit Report and a Consumer Report

May 2, 2017 by Richard Kim to Fair Credit Reporting Act

The Fair Credit Reporting Act (“FCRA”) regulates how credit reporting agencies obtain and use your credit and consumer history. Credit… Read More

The Fair Credit Reporting Act (FCRA) FAQs

April 18, 2017 by Richard Kim to Fair Credit Reporting Act

Many consumers do not know that the Fair Credit Reporting Act (“FCRA”) protects their rights as a consumer.    Consumers… Read More

Background Check Disclosure Lawsuit – Did Employer Violate the FCRA?

April 6, 2017 by Richard Kim to Background Checks, Fair Credit Reporting Act

Given advances in technology, it is become common place for many consent forms and disclosures to be provided and signed… Read More

Dish Network Settles FCRA Class Action Lawsuit for $1.75 Million

March 14, 2017 by Richard Kim to Class Actions, Fair Credit Reporting Act, General Legal News

Many employers require potential employees to undergo a background check.  Background checks include information such as credit history, criminal history… Read More

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Client Endorsements

  • I'll never have another lawyer!

    Katy

    I have used Richard Kim’s services for a guardianship case involving a disabled sibling, and an elder abuse suit involving... I have used Richard Kim’s services for a guardianship case involving a disabled sibling, and an elder abuse suit involving my mother being mistreated in a local nursing home, and I've been extremely happy with his work. His professionalism, follow-through, and doggedness in pursuing every avenue of the law are truly impressive.

    In the future, I have every intention of using Mr. Kim’s services again, for both personal and business-related matters. When I learned of the many honors and accolades he has already accrued in his career, I wasn’t surprised at all. I'm sure there are more to come!
    Read More

  • Great Attorney

    Joyce

    The second I spoke with Rich about my injuries, he took a personal interest in my well-being, and guided me through the legal process... The second I spoke with Rich about my injuries, he took a personal interest in my well-being, and guided me through the legal process. With his help, I was able to more than triple the offer made by the insurance company for my accident. I definitely recommend Rich for your personal injury needs! Read More

  • Rich Kim is great!

    Jake F.

    He really helped me and my family. The best of the best! Give him a try you will not be disappointed!

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