The Ninth Circuit recently reversed the determination of a district court that granted summary judgment against a plaintiff in a… Read More
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Comcast Still Pulled Consumer Credit Reports Even though it Said it Would Not
Only under certain circumstances can a business obtain the credit report of an individual. When a business obtains the credit… Read More
Lenders are Looking to Phone Data to Check Consumer Creditworthiness – Does This Violate the FCRA?
Millions of people around the world use their cell phones to accomplish everything they would on a computer and more…. Read More
Disclosure of Your Credit Information Under the FCRA – Understanding Your Rights
Consumer information is personal and sensitive. The Fair Credit Reporting Act (“FCRA”) provides consumers with rights that must be respected… Read More
How Long Does Adverse Information Remain on My Credit Report?
Credit reports are an important tool that credit lenders use to determine if a person is creditworthy. When inaccurate or… Read More
Tenant Background Checks – What You Should Know About FCRA Requirements
Millions of residents across the United States are prospective renters who will be subject to a request for a background… Read More
The FCRA and Your Free Credit Reports – What You Should Know as a Consumer
Consumers are entitled to a free credit report each year that is generated by the three main credit reporting bureaus…. Read More
Understanding the Difference Between a Credit Report and a Consumer Report
The Fair Credit Reporting Act (“FCRA”) regulates how credit reporting agencies obtain and use your credit and consumer history. Credit… Read More
The Fair Credit Reporting Act (FCRA) FAQs
Many consumers do not know that the Fair Credit Reporting Act (“FCRA”) protects their rights as a consumer. Consumers… Read More
Background Check Disclosure Lawsuit – Did Employer Violate the FCRA?
Given advances in technology, it is become common place for many consent forms and disclosures to be provided and signed… Read More